
Lantiris · Company-managed finance
Lend with clarity.
Borrow with a daily plan.
Choose your path. Lantiris manages the people, verification and payments — you see your money and your next step.
Eligible from the next day. Available after funding verification.
EMI + 3%
Divided into 30 daily credits
4 sources
Credit, loans, savings & more
Your balance
Verified bank withdrawals
Choose your path
Choose credit card, pre-approved loan, savings or another source. Compare tenures and see your daily credit before transferring to Lantiris.
Explore my lending planShare your income, living costs and existing commitments. Lantiris reviews your financial profile and repayment history before offering clear terms.
Apply for company fundingHow it works
01
Credit card, pre-approved loan, savings or other funds. Only actual source fees apply.
02
Choose a tenure. See the base EMI, included 3% and daily credit separately.
03
Bank details appear when you are ready. Submit your source statement and transfer reference.
04
Eligible days start the day after submission. The company verifies the bank receipt before those credits become available. Withdrawals are checked before bank payout.
Why lenders love Lantiris
Turn idle limit into daily credits. Compare your card EMI cost first.
Use an offer you already have. Earn the spread above your own interest.
Zero processing fee. Usually earns more than a basic savings account.
Borrower EMI plus up to 3% lender charge, paid out daily.
Paying your own card or loan EMI on time from your credits helps build your score.
If a borrower misses, Lantiris keeps your daily credits running from reserves.
Credits land daily — no chasing anyone, no waiting a month.
Need your full lending amount? Request it and Lantiris returns it within 15 days.
Request your available balance; bank payout confirmed with a UTR.
Lantiris finds, checks and manages every borrower for you.
Affordability, overdue and history signals explained in plain English.
See earnings after your own card or loan cost before you lend.
Every credit, transfer and withdrawal tracked with search and CSV export.
Honest note: lending itself does not change your credit score — paying your own card or loan on time does. Company cover depends on Lantiris reserves; you still owe your own bank repayments.
The daily difference
(Bank EMI + 3% on remaining principal) ÷ 30
New funding is eligible from the day after submission, in India time. After bank verification, eligible credits are released and your wallet receives daily credits automatically from funded company reserves. Each credit covers your bank EMI, your reimbursed processing fee and your 3% profit.
Available funds can be requested anytime. The company confirms bank withdrawals with a UTR; payouts are not instant.
See it before you commit
(Statement + 3% + fee) ÷ 45 days, paid before your card due date.
Never pay only “Minimum Amount Due” or a part payment. Banks charge about 36%–45% a year on the unpaid balance, which wipes out your 3% and traps you in heavy losses. Lantiris only supports full statement payoff (₹0 interest) or a structured bank EMI.
100% Processing Fee Reimbursed. The bank charges your fee upfront; Lantiris adds it back into your daily credits, so your 3% is pure profit.
Monthly equivalent (30 days)
—Daily wallet credit
—Total received in 45 days
—Pure profit · fee reimbursed
—Covers your full statement and fee before the due date — ₹0 bank interest; the 3% is yours. Selected grace period: 45 days. Estimate only — final terms after company verification.
Income is just the starting point. AI considers living costs, existing EMIs, overdue balances, employment stability and recorded repayments. Lantiris checks the evidence and makes the final decision.
Monthly income minus living expenses and existing repayments.
Verified daily payments and defaults, not promises.
Identity verification and company review before disbursal.
No surprises
3% monthly
Added to new lending plans before daily division.
Actual charges only
Savings source processing fee: ₹0.
2% + 0.5% + ₹99
Existing borrower processing and transaction fees.
15 days
For full early closure under your agreed terms.
Borrowers repay daily. One missed daily payment ends instalments and makes remaining principal plus ₹1,000 due. Previously repaid principal is not charged again. Company reserve-funded lender credits continue.
Trust starts with transparency
Company-managed transfers. Company bank details appear only after your lending plan is complete.
A submitted UTR is checked against the bank receipt. Pending funding is never an available wallet balance.
Review fees and daily-payment terms before committing. AI is advisory; bank payouts are not instant.
A clearer way to lend. A considered way to borrow.